As a guy with a full-time job in addition to two companies that include multiple blogs and freelance clients, I have a lot of my mind and a lot to keep track of. Without the internet, my phone, and some core apps I could never keep my to-do list straight.
Lifehacking refers to any tip, trick, shortcut, or idea used to save time or make life a little easier on yourself. Who doesn’t like saving a little time or making their life easier? Here are ten useful lifehacks to make life a little easier on yourself.
My friend only had $5,000 in credit card debt when she asked me for help paying it off. Compared to the average person carrying credit card debt, that is far from a worst case scenario. However, this friend had an hourly job at a local drug store, far from a high income that can knock down debt thousands of dollars at a time. Like many paycheck-to-paycheck Americans, she had little savings and her income didn’t go far. Here’s how she paid off all of her debt and started saving for a better future.
I hung up the phone with the British Airways booking agent and turned to J, my then girlfriend, and told her we were all set. I booked us a round trip vacation from Denver to Israel and back for $244, which I was happy to pay to take my favorite girl to visit my favorite country. That was my proudest travel hacking moment, but it was not the first and is a long way from the last.
When I was ten years old, my first year as a Boy Scout after crossing over from Cub Scouts, I joined the other boys in my troop in our annual fundraiser selling Entertainment and Gold C coupon books. I was the top seller in the troop that year, and several to follow.
“What?!?!” I exclaimed. My long-time friend called me one day asking if she should sign up for her company’s 401(k) plan. With an awesome 6% match, her company offered quite an incentive to save for retirement. But for the last 18 months working there, my friend left an extra 6% raise on the table. No more, it was time to start saving for retirement.
The steps leading to bankruptcy can be devastating. Whether you were hit with big medical bills or just racked up too much credit card debt and couldn’t pay, bouncing back can be tough. One community member emailed me a question about buying a home after bankruptcy, and I have good news for her.
Shortly after graduating from the University of Colorado, I was invited to speak at a dinner honoring the recipients of a large scholarship I earned and thanking the man who donated $4 million to make the scholarship fund possible.
You only live once. You shouldn’t miss out on anything because of debt or money. You can always make your dreams happen.